ATLANTA OFFICE UPDATE: We will be closing our Atlanta office at 12PM daily for the remainder of the week (August 18-21). The ATM will remain fully operational, and all calls will roll to one of our open offices. We will communicate additional updates as we can, and we apologize for any inconvenience.
PERSONAL

Debit Cards

Hands holding a black wallet and inserting a blue Visa debit card near a keyboard and coffee cup.Hand holding a blue Visa debit card labeled 'Carolina Bank' near a white keyboard on blue background.

To report a lost or stolen debit card:
- Contact your local branch
- Log in to your online banking account
- Call #1-866-546-8273

For even more convenience, we offer our First Carolina Bank debit card. This card looks like a credit card but works like a check. Plus, your debit card also serves as your 24-hour banking card. Use anywhere VISA is accepted.

Change Your Pin

  • Activate your debit card at any ATM
  • Call #1-800-290-7893
  • Follow the prompts to customize or reset your pin

Personal Checking Account

If you're looking for a no-hassle checking account for personal use, we have just the product for you!

Helpful Resources